Authorised Loading Partners

  • JN Live
  • Scotiabank Online
  • National Commercial Bank Online (NCB)
  • Tele-Scotia (1-888-754-7268)
  • Paymaster

Adding Funds to your VCard: There are four (5) easy and convenient ways to load your VCard, Jamaica National Building Society (JN LIVE) any Paymaster location, Scotiabank/NCB online banking services and additionally there is Tele - Scotia. See detailed instructions below:

  • JN Live
    • Sign up for your JN Live account.
    • Login your account.
    • Select pay bills.
    • Select VCard and add/transfer funds.
    • Allow 24hrs for the transaction to be processed.
    • Visit shopvmj.com and enjoy convenient shopping.
    • Transaction fee is FREE!
  • Scotiabank
    • Sign up for a Scotiabank online account.
    • When this is activated login to your Scotiabank account.
    • Go to bill payment and locate VirtualPay Inc.
    • Select and enter your VCard number followed by the amount being transferred.
    • Allow 24hrs for your VCard account to be updated.
    • Visit shopvmj.com and enjoy convenient shopping.
    • Transaction fee is J$70.0
  • National Commercial Bank
    • Sign up for a NCB online account.
    • When this is activated login to your NCB account.
    • Go to bill payment and locate VirtualPay Inc.
    • Select and enter your VCard number followed by the amount being transferred.
    • Allow 24hrs for your VCard account to be updated.
    • Visit shopvmj.com and enjoy convenient shopping.
    • Transaction fee is J$70.00
  • Tele-Scotia (1-888-754-7268)
  • Signing up for the first time:
    • Dial the toll free number.
    • Select option 4.
    • Select 1 to add a bill.
    • Enter your Scotia Card number and access code.
    • Listen for categories and select 'OTHERS'.
    • Under others Press 8.
    • Listen for ‘VirtualPay Inc’ and select it.
    • Add Your VCard number.
  • Adding Funds in the Future: (Existing Users)
    • Dial the toll free number, select option 1.
    • Select option 1 again and proceed to pay bill. (which is adding funds)
    • Listen for VirtualPay Inc. and select it.
    • Adds Funds to your VCard Account.
    • Allow 24hrs for your VCard account to be updated.
    • Visit shopvmj.com and enjoy convenient shopping.
    • Transaction fee is J$70.00.
  • Paymaster
  • Visit a paymaster location
  • Indicate to the teller you are making a payment to Vcard/Virtualmalljamaica
  • Give him your 16 digit number your name and the amount of cash you would like to add to your account
  • Loading Fee $105 (this amount will be deducted from your account when the funds is added to your Vcard)

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    There is no minimum however the maximum amount to load on your card is J$100,000.00. Loading fees are applied immediately each time you add funds to your VCard.

    Last Updated: December 19, 2011